If you’re among the 33.2 million small businesses operating in the U.S., having the correct insurance is essential. Whether local law requires you to obtain general liability insurance for your business or you simply want the protection it provides, getting a policy is reasonably straightforward. Here’s a look at how to obtain general liability insurance. Choosing an…
Tractors are essential pieces of farm equipment. They make plowing, planting, and moving things around a farm much easier. Tractors are even used on construction sites. That is why so many farmers and other people who own tractors want to make sure their tractor is properly insured. Where can you find tractor insurance? What do…
Snowmobiling is an exhilarating winter activity that millions of people enjoy each year. But dashing through the snow on a high-powered, motorized sleigh comes with its own set of risks unique to the type of vehicle a snowmobile is and the setting where you’re most likely using it. Like other types of insurance, a snowmobile…
Car insurance is an essential purchase for all drivers. In addition to being a legal requirement of driving a car, it protects you financially in an accident and can even help cover repairs or replacement costs if your car is damaged or stolen. What type of car insurance you need and want will depend on…
Finding car insurance is a process that takes quite a bit of careful consideration. You’ll be researching everything from deductibles to coverage types to monthly premiums — and that’s just as you’re getting started with a straightforward policy. The process can become a bit more complicated when you’ve received a court order to file an insurance…
If you need a new car, you can lease one instead of buying one. In a lease, you pay monthly rent payments and return the vehicle when the lease ends. What factors should you consider if you’re thinking of leasing? How to Lease a Car You can lease a car from a dealership, manufacturer, or leasing company….
Insuring the valuable purchases we make or possessions we acquire is always a good idea, and boats definitely fall into the category of valuable possessions. Just as you may be worried about your car being damaged by a new driver, in an encounter with another car or by Mother Nature, boat owners are right to…
A basic liability waiver can go by several different names. You may have heard of liability waivers referred to as release forms, waivers of liability or even as harmless agreements. But, at their most basic, these documents all serve the same purpose no matter what name someone chooses. If you’re being asked to sign a…
While it might not seem like it at first, it’s helpful to understand how car insurance companies estimate car values. When you make an insurance claim, the estimated value of your vehicle can play a role in how much your insurance company pays. Additionally, it helps the company determine if your car is totaled, which matters. In many…
When you’re looking for a new insurance policy for your car, you have several options for securing coverage. While using an agent or calling an insurer on the phone are both familiar approaches, buying car insurance online might actually be the simplest choice. In the process of applying for car insurance, you provide some personal details and information…
